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SAYGo Certificate
 

We understand that sometimes, you don't have a lump some of money to open a Share Certificate. That's why we developed the Save As You Go Certificate (SAYGo Cert). And, we're going to reward you with higher dividends while you save! 

  • Funding options: Additional deposits required through EFT transfer and other, one time deposits are allowed at any point during the term (minimum $25)

This certificate allows you to start a savings plan that earns higher dividend rates than your share savings; getting you to that goal of a lump sum of money to earn even higher rates in our standard share certificates!

Specialty Certificates (Last Modified: Jun 23, 2016)

Type of Account
Term
Minimum Balance
Dividend Rate
APY*
SAYGo Certificate
12-month
$25
0.75%
0.75%
Youth Certificate
6-month
$25
0.60%
0.60%
24-month
$25
1.05%
1.05%
FUSE Certificate
60-month
$25
1.05%
1.05%

Dividends Compounded: Quarterly • Dividends Credited: Quarterly • Dividend Period: Calendar Month • Minimum Balance for Dividends: $500 • Balance Method: Average Daily Balance • Limitations: Refer to Membership Booklet • Fees: A penalty will or may be imposed for early withdrawals. Refer to Schedule of Fees. • *APY = Annual Percentage Yield
For SAYGo, Youth, and FUSE Certificates - Minimum Opening Deposit/Balance to earn Dividends: $25

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