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SAYGo Certificate
 

We understand that sometimes, you don't have a lump sum of money to open a Share Certificate. That's why we developed the Save As You Go Certificate (SAYGo Cert).We also reward you with higher dividends while you save! 

  • Funding options: Additional deposits required through Electronic Funds Transfer (EFT) and other one time deposits are allowed at any point during the 12-month term. The minimum balance to start is $25.

This certificate allows you to start a savings plan that earns higher dividend rates than your share savings. It is the best way to start a savings goal!

Specialty Certificates (Last Modified: Jul 26, 2016)

Type of Account
Term
Minimum Balance
Dividend Rate
APY*
SAYGo Certificate
12-month
$25
0.75%
0.75%
Youth Certificate
6-month
$25
0.60%
0.60%
24-month
$25
1.05%
1.05%
FUSE Certificate
60-month
$25
1.05%
1.05%

Dividends Compounded: Quarterly • Dividends Credited: Quarterly • Dividend Period: Calendar Month • Minimum Balance for Dividends: $500.00 • Balance Method: Average Daily Balance • Limitations: Refer to Membership Booklet • Fees: A penalty will or may be imposed for early withdrawals. Refer to Schedule of Fees. • *APY = Annual Percentage Yield
For SAYGo, Youth, and FUSE Certificates - Minimum Opening Deposit/Balance to earn Dividends: $25.00

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