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Transit Employees Federal Credit Union

Drive Now, Pay Later!

Drive Now, Pay Later! No payments for 60 days*

Rates as low as 4.99% APR^


Defer your payments for 60 days when you finance or refinance a new or used auto with TEFCU, plus receive complimentary GAP coverage ($660 value)!

Apply Online

View our current rates.

* Payment deferment based on eligibility.

^ APR = Annual Percentage Rate. The APR listed is our best rate. Your rate may vary depending on your credit score, model year, and term of loan. This offer applies to refinanced auto loans from another lender and new/used dealer purchases. Current TEFCU loans are ineligible. All loans are subject to approval. All offers are based upon approved credit. Restrictions apply. This promotion is valid for a limited time only. 

Payment per $1,000 balance is based on the APR. For example, the payment per $1,000 with a term of 72 months at 4.99% is $16.09. The payment for a $30,000 loan with a 72-month term at 4.99% is $482.61. These examples are hypothetical and for illustrative purposes. Membership eligibility required.

This promotion is subject to change at any time without notice. Despite TEFCU’s best efforts to ensure accuracy, printing and website errors may occasionally occur. TEFCU reserves the right to correct such errors at any time.