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Transit Employees Federal Credit Union

Business Visa

How to Apply

Visit a TEFCU branch to apply.

Terms and Conditions

Rates and Fees Table
Annual Percentage Rate (APR) for Purchases 14.99%*
APR for Balance Transfers


APR for Cash Advances 18.00%*
How to avoid paying interest on purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay the entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.
Minimum Interest Charge Either 3% of the remaining credit balance or $20.00, whichever is greater.
Automatic Payment from Savings or Checking Account Available
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau.
Annual Fee $50.00
Transaction Fees

Cash Advance: Either $5.00 or 1% of the amount of each Cash Advance, whichever is greater (maximum fee: $50.00).

Foreign Currency: 1% of each transaction after conversion to US dollars.

Other Fees
Late Payment: $15.00
Return Payment: $25.00
Pay-by-Phone: $10.00
Set-up and Maintenance Fees

Contact Information

Cardholder Service: (301) 289-9800, opt. 1
Report Lost/Stolen Card: (888) 297-3416
Card Activation and PIN Management: (800) 290-7893

*APR = Annual Percentage Rate. APR based on applicant’s credit history and term of loan. APR is subject to change.