Schedule of Fees
Service | Fee |
---|---|
Share ServicesCertificate Early Withdrawal (After 7 days)
|
1 Quarter’s dividend
|
Holiday Club/Family Security Plan Share Withdrawals
Each withdrawal after 1st per month | $5.00 |
Low Balance (per month) | $10.00 |
Paramount Money Market Withdrawals
Each withdrawal after 3rd per quarter | $10.00 |
Auto Secured Share, Credit Builder Share, Loyalty Loan Secured Share, Secured Share, Special Savings, and Visa Secured Share Withdrawals
Each withdrawal after 1st per month | $5.00 |
Share Savings
Each withdrawal after 6th per month | $5.00 |
Share Draft Services
Basic Share Draft with free checks (monthly) | $5.00 |
Millennial Checking Fee (monthly) | $5.00 |
Rewards Checking Below Minimum Deposit Fee (monthly) | $5.50 |
Loyalty Checking Below Minimum Balance Fee (monthly) | $5.00 |
Fresh Start Account Fee (monthly) | $8.00 |
New Fresh Start Account Fee | $50.00 |
ACH Return | $40.00 |
Paper Statement | $2.00 |
Overdraft Protection (ODP) Item | $30.00 |
All Checking Accounts Reinstatement with ODP |
$150.00 |
All Checking & Fresh Start Accounts Reinstatement without ODP |
$100.00 |
Non-Sufficient Funds (NSF) |
$35.00 |
Return Deposited Check |
$40.00 |
Stop Payments |
$35.00 |
Payment returned due to member error,
Cancellation (after cut-off time)
|
$7.50 |
ACH Return |
$40.00 |
Reinstatement Fee | $50.00 |
Overnight | $14.95 |
Business Account Services
Premier Business Share Draft
Below Minimum Balance Fee (monthly) |
$10.00 |
Over 50 Transactions |
$1.00 per transaction |
Elite Business Share Draft
Below Minimum Balance Fee (monthly) |
$10.00 |
Lending Services
Late Loan Payment (After 10 days) |
5% of unpaid balance |
Loyalty Loan Application |
$45.00 |
Loyalty Loan Reinstatement |
$250.00 |
Skip a Payment |
$50.00 |
Extension Fees |
$50.00 |
Collection Fee (After 14 days) |
$100.00 |
Additional Lien Release Request |
$10.00 |
UCC Filing Fee | $100.00 |
Card Services
Debit/Credit Card - Replacement Fee | $15.00 |
Debit/Credit Card - Rush Fee | $45.00 |
Classic/Platinum/Classic Secured/Business Visa®
Annual Fee (Classic Secured Visa®) | $25.00 |
Annual Fee (Business Visa®) | $50.00 |
Overlimit | $29.00 |
Foreign Transactions | 1.00% of each transaction after conversion to US dollars |
Cash Advance | Either $5.00 or 1% of the amount of each Cash Advance, whichever is greater (maximum: $50.00) |
Late Payment | $15.00 |
Returned Payment | $40.00 |
Visa® Checking-Less Card (Reloadable)
Monthly without Direct Deposit | $3.00 |
Reload Fee | $2.50 |
Domestic ATM | $1.50 per transaction |
International ATM | $3.00 per transaction |
POS PIN or ATM Balance Inquiry | $0.50 per transaction |
Cash Advance | $5.00 |
Replacement Card | $5.00 |
Visa® Gift Card
Visa® Gift Card (per card) | $4.50 |
Miscellaneous Services
Account Transfer Fee | $25.00 |
Account Closing (2 months from opening) | $25.00 |
Account Review/Research/Reconciliation (per ½ hour) | $25.00 |
Research Fee due to Invalid Dispute Claim | $200.00 |
Returned Mail (per returned item) |
$7.50
|
Returned Mail - Collection Item (per returned item) |
$10.00
|
Notice to Mailer of Correction in Address | Varies |
Certified Mail | $6.00 |
Cashier's Check | $5.00 |
Dormant Account (2 years or more) | $25.00 (per month) |
Invalid ATM Deposit | $35.00 |
History Print-Out/Statement Re-Print | $10.00 (per month) |
Notary Service – Non Member | $4.00 ($2.00 per notarial act) |
Tax Levy/Garnishment | $50.00 |
Escheatment (per share) | $50.00 |
Legal Copy | $0.25 (per copy) |
Account Inquiry | $2.00 |
Balance Inquiry (ATM)^
^Non-TEFCU owned ATMs only. Fee charged per inquiry.
|
$0.15 |
ATM Withdrawals§ §Non-TEFCU owned ATMs only. Fee charged per ATM withdrawal after the 3rd ATM withdrawal for the month. |
$0.75 |
Online Banking Password Reset |
$3.00 |
Paper Copies |
$1.00 (per page) |
Wire Transfers
Outgoing Domestic | $30.00 |
Outgoing International | Varies |
Returned Wire Fees (Domestic and International) | $35.00 |
If you have any questions about our Schedule of Fees, please do not hesitate to call a Member Services Representative by sending a message through Online or Mobile Banking.