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Transit Employees Federal Credit Union

Buy Now, Pay Later Loyalty Loan

The Buy Now, Pay Later Loyalty Loan is available to members 24 hours, 7 days a week.

TEFCU’s Buy Now, Pay Later Loyalty Loan is available to cater to your financial needs with more flexibility! If you have not done so already, increase your direct deposit today to take advantage of TEFCU’s Buy Now, Pay Later Loyalty Loan*.

A more convenient way to pay!


 Flexibility – Choose where and how you use your loans with TEFCU’s Buy Now, Pay Later Loyalty Loan. We do not limit you to certain merchants or payment platforms.

Get Two Loyalty Loans – You are no longer limited to one Loyalty Loan! You have the convenience to choose between two loan amounts or you can receive both loans up to $1,000, based on our member’s loyalty and commitment to TEFCU.

 Accessibility – No credit check is required.

Convenient – The application process is available through Online Banking, 24 hours a day, 7 days a week! You do not need to call or visit a branch to apply.

  • To apply, select "Loyalty Loan/BNPL" from the menu.

 Quick – If eligible, receive your loan disbursal within minutes after applying.

* All offers are based upon approval. To qualify for a Buy Now, Pay Later Loan, you must have an existing Loyalty Loan. Additionally, you must have consistent and a sufficient amount of direct deposit coming into your TEFCU account for the loan payments. Other restrictions may apply.