Earn higher dividends when you secure your funds with one of our Share Certificates.
Standard Share Certificates
We have standard terms, but not so standard rates. With each share certificate, you'll feel secure with your wise investment.
- No maintenance fees
- The rate of return is guaranteed for the term of the certificate
- Automatically renews at the same term and the prevailing rate will apply
We understand that sometimes you don't have a lump sum of money to open a Share Certificate, which is why we developed the Save As You Go Certificate (SAYGo Cert). We also reward you with higher dividends while you save.
Funding options: Additional deposits required through Electronic Funds Transfer (EFT) and other onetime deposits are allowed at any point during the 12-month term. The minimum balance to start is $25.
This certificate allows you to start a savings plan that earns higher dividend rates than your share savings. It is the best way to start a savings goal!
Isn't it time to start saving for the youth and young adults in your life? The Youth Certificate is a great tool to earn more in less time because those educational bills of tomorrow are right around the corner!
Youth Certificates are only available on accounts with a Primary Member 18 years of age or below.
TEFCU wants to be here to help you save for the children in your lives as well as teaching the youth of TEFCU the importance of savings.