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Transit Employees Federal Credit Union

Share Certificates



We know how hard you work for your money and that's why we want to put your money to work for you! Earn higher dividends when you secure your funds with one of our Share Certificates.

Standard Share Certificates

We have standard terms, but not so standard rates! With each share certificate, you'll feel secured with your wise investment.

  • No maintenance fees
  • Guaranteed the rate of return for the life of the term
  • Automatically renew at the same term, but at the prevailing current rate maturity

SAYGo Certificates

We understand that sometimes, you don't have a lump sum of money to open a Share Certificate. That's why we developed the Save As You Go Certificate (SAYGo Cert). We also reward you with higher dividends while you save!
Funding options: Additional deposits required through Electronic Funds Transfer (EFT) and other one time deposits are allowed at any point during the 12-month term. The minimum balance to start is $25.
This certificate allows you to start a savings plan that earns higher dividend rates than your share savings. It is the best way to start a savings goal!

Youth Certificates

Isn't it time to start saving for the youth and young adults in your life? The Youth Certificate is a great tool to earn more in less time because those educational bills of tomorrow are right around the corner!

Youth Certificates are only available on accounts with a Primary Member 18 years of age or below.

TEFCU wants to be here to help you save for the children in your lives as well as teaching the youth of TEFCU the importance of savings.