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Transit Employees Federal Credit Union

Certificate Rates

Rates Last Modified: June 1, 2018

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Certificates

 
Type of Account Term Minimum Balance Dividend Rate APY*
Share & IRA Certificates 6-month $500.00 0.80% 0.80%

12-month $500.00
1.59% 1.60%

24-month
$500.00
1.99% 2.00%

36-month
$500.00
2.23% 2.25%

48-month
$500.00
2.48% 2.50%

60-month
$500.00
2.72%  2.75%
Dividends Compounded: Quarterly • Dividends Credited: Quarterly • Dividend Period: Calendar Month • Minimum Balance for Dividends: $500.00 • Balance Method: Average Daily Balance • Limitations: Refer to Membership Booklet • Fees: A penalty will or may be imposed for early withdrawals. Refer to Schedule of Fees. • *APY = Annual Percentage Yield

Specialty Certificates

 
Type of Account Term Minimum Balance Dividend Rate APY*
SAYGo Certificate 12-month
$25.00 0.75% 0.75%
Youth Certificate 6-month
$25.00
0.60% 0.60%

24-month
$25.00
1.05% 1.05%
FUSE Certificate 60-month
$25.00
1.05%  1.05%
Dividends Compounded: Quarterly • Dividends Credited: Quarterly • Dividend Period: Calendar Month • Minimum Balance for Dividends: $500.00 • Balance Method: Average Daily Balance • Limitations: Refer to Membership Booklet • Fees: A penalty will or may be imposed for early withdrawals. Refer to Schedule of Fees. • *APY = Annual Percentage Yield
For SAYGo, Youth, and FUSE Certificates - Minimum Opening Deposit/Balance to earn Dividends: $25.00