Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
Transit Employees Federal Credit Union

Certificate Rates

TEFCU offers certificate rate matching*. Contact us today for more information.


Rates Last Modified: January 1, 2024

Scroll to the left to view the rest of the table.

Certificates


Did you know TEFCU offers rate matching*? Contact us today for more information.

Type of Account Term Minimum Balance Dividend Rate APY*
Share & IRA Certificates 6-month $500.00 0.50% 0.50%

12-month $500.00
0.55% 0.55%

24-month
$500.00
0.60%
0.60%

36-month
$500.00
0.75% 0.75%

48-month
$500.00
0.80% 0.80%

60-month
$500.00
0.95% 0.95%
Dividends Compounded: Quarterly • Dividends Credited: Quarterly • Dividend Period: Calendar Month • Minimum Balance for Dividends: $500.00 • Balance Method: Average Daily Balance • Limitations: Refer to Membership and Account Agreement • Fees: A penalty will or may be imposed for early withdrawals. Refer to Schedule of Fees. Fees may reduce earnings. • *APY = Annual Percentage Yield
 
Rates are subject to change. To obtain the most current rate information, call (301) 289-9800.
 

Specialty Certificates


Type of Account Term Minimum Balance Dividend Rate APY*
SAYGo Certificate 12-month
$25.00 0.45% 0.45%
Youth Certificate 6-month
$25.00
0.50% 0.50%

24-month
$25.00
0.60% 0.60%
FUSE Certificate 60-month
$25.00
0.95%  0.95%
Dividends Compounded: Quarterly • Dividends Credited: Quarterly • Dividend Period: Calendar Month • Minimum Balance for Dividends: $25.00 • Balance Method: Average Daily Balance • Limitations: Refer to Membership and Account Agreement • Fees: A penalty will or may be imposed for early withdrawals. Refer to Schedule of Fees. Fees may reduce earnings. • *APY = Annual Percentage Yield
 
Rates are subject to change. To obtain the most current rate information, call (301) 289-9800.
 
*Restrictions may apply.