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Transit Employees Federal Credit Union

Stop Payment Information

Important Notice


You may not stop payment on a cashier’s, teller’s, or certified check issued by Transit Employees Federal Credit Union (TEFCU), nor request us to stop payment if we have become accountable for the item that you purchased from TEFCU.

In the event that one of these types of checks is lost or destroyed, please contact us for the procedures to follow to make a claim for reimbursement or to have the cashier's teller's or certified check reissued. In general, you will have to complete a "Declaration of Loss" claim form under penalty of perjury. TEFCU must then wait 90 days from the date of the cashier's check or teller's check or 90 days from the date of certification of a certified check before we can pay your claim. If 90 days has already passed, then we will act on your claim within a reasonable time. If the check is presented during the 90-day waiting period, TEFCU may pay the item to the person entitled to enforce the check. If this happens, we will not pay the claim.

This provision is dictated by Uniform Commercial Code (UCC) 3-411 for all Credit Unions, Banks, and other financial institutions.