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Transit Employees Federal Credit Union

Dormant Account

At TEFCU, We Want to Maintain an Active Relationship With You


If our records indicate that your account has become dormant, you can reactivate your account by making a deposit or withdrawal, or by using TEFCU’s Account Reactivation PDF Form.

The Account Reactivation Form should be faxed to (301) 576-7392 or mailed to TEFCU, Attn: Member Services, PO Box 509, Greenbelt, MD 20768. For additional information, please contact us at (301) 289-9800, option 1.

Please take this opportunity to reacquaint yourself with TEFCU, while visiting our site. We offer many products and services that can assist you with your financial needs, including low interest auto loans, signature loans, Money Market accounts, and much more!

Note: It is TEFCU’s policy to charge a monthly fee for any dormant account, which is an account that has not had any activity, such as a deposit or a withdrawal for more than three years. When accounts are inactive for three more years, they are considered dormant. At that point, TEFCU is required by law to turn over the funds to the Unclaimed Property Unit of the state in which you reside.


Important Notice: You may not stop payment on a cashier’s, teller’s, or certified check issued by Transit Employees Federal Credit Union (TEFCU), nor request us to stop payment if we have become accountable for the item that you purchased from TEFCU.

In the event one of these types of checks is lost or destroyed, please contact us for the procedures to follow to make a claim for reimbursement or to have the cashier's teller's or certified check reissued. In general, you will have to complete a "Declaration of Loss" claim form under penalty of perjury. TEFCU must then wait 90 days from the date of the cashier's check or teller's check or 90 days from the date of certification of a certified check before we can pay your claim. If 90 days has already passed, then we will act on your claim within a reasonable time. If the check is presented during the 90-day waiting period, TEFCU may pay the item to the person entitled to enforce the check. If this happens, we will not pay the claim.

This provision is dictated by Uniform Commercial Code (UCC) 3-411 for all Credit Unions, Banks, and other financial institutions.