Credit Builder Loan
The Credit Builder loan allows you to borrow up to $3,000 at an interest rate of 18.00% APR* with up to a 24-month repayment!
- Member must be in good standing
- Direct Deposit or allotment for repayment is required
- Most recent paystub must show 40 hours of work per week OR 80 hours bi-weekly
- If you are paid monthly, proof of financial source is required.
- A Credit Builder Collateral Share will be opened in efforts to help you save while you build your credit. An additional deposit will be required with each payment.
* APR = Annual Percentage Rate
Our loan officers can council you on:
- Understanding your credit report
- What determines your credit score
- How to improve your credit score
- What you can do to remove incorrect information from your credit report
- How to obtain a yearly free copy of your credit report