USA Patriot Act and Consumer & Credit Risk Reports Disclosure

USA Patriot Act: Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account, including joint owners. If you apply for any of TEFCU’s products and services, including membership, we will ask for your name, address, date of birth, social security number, and other information that will allow us to identify you. We may also ask to see your valid driver's license or other valid identification. Approval of your application may be delayed pending further verification of your identity. We proudly support all efforts to protect and maintain the security of our members.

Consumer & Credit Risk Reports: By submitting an application, you authorize Transit Employees Federal Credit Union (TEFCU) to obtain a consumer credit report and credit risk management data analysis to evaluate your creditworthiness so that you may be considered for other TEFCU products and services. You also authorize TEFCU to obtain consumer and credit risk reports for purposes of evaluating the membership application and reviewing any TEFCU accounts you open. You understand these reports may be used in decisions to deny account applications, close accounts, and/or restrict accounts or services. We do not disclose information about you to third parties, except as required or permitted by law.

You are leaving Transit Employees Federal Credit Union's (TEFCU) website and entering a third-party website unaffiliated with TEFCU. TEFCU is not responsible and takes no responsibility for products, services, overall website content, security, or privacy policies on the external website you are entering or any external third-party website. The third party website is responsible for their content and offerings on their site, and their level of security may be different from ours. TEFCU's privacy policy and security policies do not apply to the external third-party website. Please refer to the website's policies and terms of use for details.