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Transit Employees Federal Credit Union

Individual Retirement Account (IRA) Rates

Rates Last Modified: March 8, 2024

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IRAs (Traditional/Roth/Educational)


Minimum Balance Dividend Rate APY*
$0.00 to $2,499.99 0.40%
0.40%
$2,500.00 to $9,999.99 0.50% 0.50%
$10,000.00 to $24,999.99 0.75% 0.75%
$25,000.00 - $99,999.99 1.00% 1.00%
$100,000.00 - $199,999.99 1.50% 1.51%
$200,000.00+ 1.75% 1.76%
Dividends Compounded: Monthly • Dividends Credited: Monthly• Dividend Period: Calendar Month • Minimum Balance for Dividends: $0.01 • Balance Method: Average Daily Balance • Limitations: Refer to Membership and Account Agreement • Fees: Refer to Schedule of Fees. Fees may reduce earnings. • *APY = Annual Percentage Yield
 
Rates are subject to change. To obtain the most current rate information, call (301) 289-9800.