The Credit Builder loan allows you to borrow up to $3,000 at an interest rate of 18.00% APR* with up to a 24-month repayment!
- Member must be in good standing
- Direct Deposit or allotment for repayment is required
- Most recent paystub must show 40 hours of work per week OR 80 hours bi-weekly
o If you are paid monthly, proof of financial source is required.
- A Credit Builder Collateral Share will be opened in efforts to help you save while you build your credit. An additional deposit will be required with each payment.
Loan Officers' Services
Our loan officers can council you on:
- Understanding your credit report
- What determines your credit score
- How to improve your credit score
- What you can do to remove incorrect information from your credit report
- How to obtain a yearly free copy of your credit report
* APR = Annual Percentage Rate