Rates

Shares (Last Modified: Jul 06, 2017)

Type of Account
Minimum Balance
Dividend Rate
APY*
Regular Shares
$25
0.30%
0.30%
Holiday Club
$5.00
0.10%
0.10%
Special Savings
N/A
0.10%
0.10%
Family Security Plan Share
N/A
N/A
N/A

Dividends Compounded: Monthly • Dividends Credited: Monthly • Dividend Period: Calendar Month
Minimum Balance for Dividends: Regular Shares - $25.00/ Holiday Club - $5.00/ Special Savings - $0.01. • Family Security Plan Share does not earn interest. It is an account's payable share that is set up for those members enrolled in the Family Security Plan.
Balance Method: Average Daily Balance • Limitations: Refer to Membership Booklet • Fees: Refer to Schedule of Fees.
*APY = Annual Percentage Yield

Youth Shares (Last Modified: Jul 06, 2017)

Type of Account
Minimum Balance
Dividend Rate on First $1,000
APY* on First $1,000
Dollar Dog Share
$5
0.95%
0.95%
Cha-Ching Share
$25
0.95%
0.95%
The Edge Share
$25
0.95%
0.95%

Dividends Compounded: Monthly • Dividends Credited: Monthly • Dividend Period: Calendar Month
Minimum Balance for Dividends: Dollar Dog Share - $5.00 / Cha-Ching Share - $25.00 / The Edge Share - $25.00
Dividend Rate and APY after the first $1000: Regular Share Savings Dividend Rate/APY
Balance Method: Average Daily Balance • Limitations: Refer to Membership Booklet • Fees: Refer to Schedule of Fees • Restrictions: Restrictions may apply. • *APY = Annual Percentage Yield

Paramount Money Market (Last Modified: Jul 06, 2017)

Minimum Balance
Dividend Rate
APY*
$500 to $2,499.99
0.25%
0.25%
$2,500 to $9,999.99
0.45%
0.45%
$10,000 to $24,999.99
0.50%
0.50%
$25,000 to $99,999.99
0.55%
0.55%
$100,000+
0.60%
0.60%

Dividends Compounded: Monthly • Dividends Credited: Monthly • Dividend Period: Calendar Month • Minimum Balance for Dividends: $500.00 • Minimum Opening Balance: $500.00 • Balance Method: Average Daily Balance • Limitations: Refer to Membership Booklet • Fees: Refer to Schedule of Fees. *APY = Annual Percentage Yield

IRAs (Traditional/Roth/Educational) (Last Modified: Jul 06, 2017)

Minimum Balance
Dividend Rate
APY*
$0 to $2,499.99
0.45%
0.45%
$2,500 to $9,999.99
0.75%
0.75%
$10,000 +
1.00%
1.00%

Dividends Compounded: Monthly • Dividends Credited: Monthly• Dividend Period: Calendar Month • Minimum Balance for Dividends: $0.01 • Balance Method: Average Daily Balance • Limitations: Refer to Membership Booklet • Fees: Refer to Schedule of Fees. • *APY = Annual Percentage Yield

Loyalty Checking (Last Modified: Jul 06, 2017)

Minimum Balance to Earn Dividends
Dividend Rate
APY*
$3,000 to $4,999.99
0.15%
0.15%
$5,000 to $10,000
0.20%
0.20%

Dividends Compounded: Monthly • Dividends Credited: Monthly • Dividend Period: Calendar Month • Minimum Balance to Open an Account: $3,000.00 • Balance Method: Average Daily Balance • Limitations: Refer to Membership Booklet • Fees: Refer to Schedule of Fees. • *APY = Annual Percentage Yield. A monthly low balance fee of $1.95 will be incurred if the minimum balance requirements are not maintained.

Basic Share Draft & Rewards Checking (Last Modified: Jul 06, 2017)

Type of AccountMinimum Balance
Dividend Rate
APY*
Rewards CheckingN/A
0.05%
0.05%
Basic Share DraftN/A
N/A
N/A

Dividends Compounded: Monthly • Dividends Credited: Monthly • Dividend Period: Calendar Month • Minimum Balance for Dividends: $0.00 • Balance Method: Average Daily Balance • Limitations: Refer to Membership Booklet • Fees: Refer to Schedule of Fees. • *APY = Annual Percentage Yield. Basic Share Draft does not earn dividends.

Business Accounts (Last Modified: Jul 06, 2017)

Type of Account
Minimum Balance
Dividend Rate
APY*
Elite Business Checking
$2,500
0.15%
0.15%
Premier Business Checking
$500
N/A
N/A

Dividends Compounded: Monthly • Dividends Credited: Monthly • Dividend Period: Calendar Month • Minimum Balance for Dividends: $2,500.00 • Balance Method: Average Daily Balance • Limitations: Refer to Membership Booklet • Fees: Refer to Schedule of Fees. • *APY = Annual Percentage Yield. Premier Business Checking does not earn dividends.

Certificates (Last Modified: Jul 06, 2017)

Type of Account
Term
Minimum Balance
Dividend Rate
APY*
Share & IRA Certificates
6-Month
$500
0.60%
0.60%
12-Month
$500
1.05%
1.06%
24-Month
$500
1.54%
1.55%
36-Month
$500
1.59%
1.60%
48-Month
$500
1.74%
1.75%
60-Month
$500
1.98%
1.99%

Dividends Compounded: Quarterly • Dividends Credited: Quarterly • Dividend Period: Calendar Month • Minimum Balance for Dividends: $500.00 • Balance Method: Average Daily Balance • Limitations: Refer to Membership Booklet • Fees: A penalty will or may be imposed for early withdrawals. Refer to Schedule of Fees. • *APY = Annual Percentage Yield

Specialty Certificates (Last Modified: Jul 06, 2017)

Type of Account
Term
Minimum Balance
Dividend Rate
APY*
SAYGo Certificate
12-month
$25
0.75%
0.75%
Youth Certificate
6-month
$25
0.60%
0.60%
24-month
$25
1.05%
1.05%
FUSE Certificate
60-month
$25
1.05%
1.05%

Dividends Compounded: Quarterly • Dividends Credited: Quarterly • Dividend Period: Calendar Month • Minimum Balance for Dividends: $500.00 • Balance Method: Average Daily Balance • Limitations: Refer to Membership Booklet • Fees: A penalty will or may be imposed for early withdrawals. Refer to Schedule of Fees. • *APY = Annual Percentage Yield
For SAYGo, Youth, and FUSE Certificates - Minimum Opening Deposit/Balance to earn Dividends: $25.00

Vehicle, Boats, and Recreational Vehicles (Last Modified: Jul 06, 2017)

Type
APR As Low As*
New Vehicle (Non-Titled)
2.99%
Used Vehicle (Titled)
3.99%
New Boats and Recreational Vehicles
4.99%
Used Boats and Recreational Vehicles
5.99%

*APR = Annual Percentage Rate. APR based on Applicants credit and term of loan. Your APR may vary.

Unsecured Loan Rates (Last Modified: Jul 06, 2017)

Type
Term
Amount Financed
APR as low as*
Signature Loan
up to 36 mo.
up to $8,000
11.99%
Credit Builder
up to 24 mo.
up to $3,000
18.00%
Loyalty Loan
3 mo.
$700
18.00%

*APR = Annual Percentage Rate. APR based on Applicants credit and term of loan. Your APR may vary.



Visa Credit Card (Last Modified: Jul 06, 2017)

Type
Credit Lines
APR As low as*
Platinum
Up to $10,000
10.99%
Classic
Up to $5,000
12.99%
Secured
Up to $5,000
5.99%

*APR=Annual Percentage Rate. APR based on Applicants credit and term of loan. Your APR may vary.

Share & Share Certificate Secured Loans (Last Modified: Jul 06, 2017)

Type
Term
Amount Financed
APR as low as*
Share Secured
up to 60 mo.
$500 and up
3.00% above Share Savings Rate
Certificate Secured Loan
Max term of certificate
$500 and up
3.00% above Certificate Rate
Title Loan
up to 36 mo.
up to 65% of the rough trade-in value
3.99%

*APR=Annual Percentage Rate. APR based on Applicants credit and term of loan. Your APR may vary.

Home Loan Rates (Last Modified: Jul 06, 2017)

Type
Term
Amount Financed
APR as low as*
Mortgages
Variety
Variety
Please call (703) 667-9272 or click here for rates and additional details.

We apologize for the inconvenience, but at this time, we do not offer Home Equity Lines of Credit. Please speak with a Lending Representative to see how a fixed rate, termed, Second Mortgage Loan can meet your lending goals.
*APR=Annual Percentage Rate. APR based on Applicants credit and term of loan. Your APR may vary.

Share & Share Certificate Secured Loans (Last Modified: Jul 06, 2017)

Type
Term
Amount Financed
APR as low as*
Share Secured
up to 60 mo.
$500 and up
3.00% above Share Savings Rate
Certificate Secured Loan
Max term of certificate
$500 and up
3.00% above Certificate Rate
Title Loan
up to 36 mo.
up to 65% of the rough trade-in value
3.99%

*APR=Annual Percentage Rate. APR based on Applicants credit and term of loan. Your APR may vary.

Home Loan Rates (Last Modified: Jul 06, 2017)

Type
Term
Amount Financed
APR as low as*
Mortgages
Variety
Variety
Please call (703) 667-9272 or click here for rates and additional details.

We apologize for the inconvenience, but at this time, we do not offer Home Equity Lines of Credit. Please speak with a Lending Representative to see how a fixed rate, termed, Second Mortgage Loan can meet your lending goals.
*APR=Annual Percentage Rate. APR based on Applicants credit and term of loan. Your APR may vary.

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