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Youth Certificates

Isn't it time to start saving for the youth and young adults in your life? The Youth Certificate is a great tool to earn more in less time... because those educational bills of tomorrow are right around the corner!

  • Extremely low minimum opening balance of $25.00
  • Term of 6 Month or 24 Months
  • Higher than the standard like share certificates
  • Youth Certificate only available on accounts with a Primary Member 18 years of age or below

TEFCU wants to be here to help you save for the children in your lives as well as teaching the Youth of TEFCU the importance of savings. Let's work together to make this happen, open a Youth Certificate TODAY! Simply request one from your Member Services Representative at (202) 832-5100.

Specialty Certificates (Last Modified: Apr 10, 2014)

Type of Account
Term
Minimum Balance
Dividend Rate
APY*
SAYGo Certificate
12-month
$25
1.50%
1.51%
Youth Certificate
6-month
$25
1.75%
1.76%
24-month
$25
2.25%
2.27%
FUSE Certificate
60-month
$25
1.50%
1.51%

Dividends Compounded: Quarterly • Dividends Credited: Quarterly • Dividend Period: Calendar Month • Minimum Balance for Dividends: $500 • Balance Method: Average Daily Balance • Limitations: Refer to Membership Booklet • Fees: A penalty will or may be imposed for early withdrawals. Refer to Schedule of Fees. • *APY = Annual Percentage Yield
For SAYGo, Youth, and FUSE Certificates - Minimum Opening Deposit/Balance to earn Dividends: $25

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