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Standard Share Certificates

We have standard terms but not so standard rates! With each share certificate you'll feel secured with your wise investment:

  • Terms of six-month to five years

  • A low minimum of deposit of $500

  • No maintenance fees

  • Guaranteed the rate of return for the life of the term

  • Automatically renew at the same term but at the prevailing current rate maturity

Then, just sit back and watch your earnings grow. When you're ready to put your money to work, stop by a branch or call a Member Services Representative at (202) 832-5100. Start earning more Today!

Certificates (Last Modified: Apr 10, 2014)

Type of Account
Term
Minimum Balance
Dividend Rate
APY*
Share & IRA Certificates
6-Month
$500
0.75%
0.75%
12-Month
$500
1.05%
1.05%
24-Month
$500
1.54%
1.55%
36-Month
$500
1.59%
1.60%
48-Month
$500
1.74%
1.75%
60-Month
$500
1.98%
2.00%

Dividends Compounded: Quarterly • Dividends Credited: Quarterly • Dividend Period: Calendar Month • Minimum Balance for Dividends: $500 • Balance Method: Average Daily Balance • Limitations: Refer to Membership Booklet • Fees: A penalty will or may be imposed for early withdrawals. Refer to Schedule of Fees. • *APY = Annual Percentage Yield

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