Classic Secured Visa®
Apply online today by logging into your Online Banking account. Click the "Services/Loans" tab, then click "Loan Application", and select "Secured Visa Credit Card" in the dropdown menu.
|Rates and Fees Table|
|Annual Percentage Rate (APR) for Purchases||
|APR* for Balance Transfers||
|APR* for Cash Advances||
|How to avoid paying interest on purchases||Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay the entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.|
|Minimum Interest Charge||Either 3% of the remaining credit balance or $20.00, whichever is greater.|
|Automatic Payment from Savings or Checking Account||
|For Credit Card Tips from the Consumer Financial Protection Bureau||To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore|
*APR = Annual Percentage Rate. APR is subject to change.
**The credit limit established for the Classic Secured Visa® Card will vary depending on the balance that is maintained in a TEFCU Special Savings Share account. The balance of the Special Savings Share account equals the credit limit established for the member's Secured Visa®. TEFCU offers a minimum credit limit of $300.00. Credit limits will be granted in increments of $100.00.
Tele-Connect: (202) 526-8414
Cardholder Service: (800) 299-9842
Report Lost/Stolen Card: (800) 299-9842