Classic & Platinum Visa®

How to Apply

Apply online today by logging into your Online Banking account. Click the "Services/Loans" tab, then click "Loan Application", and select "Classic/Platinum Visa Credit Card" in the dropdown menu.

Terms and Conditions

Rates and Fees Table  
Annual Percentage Rate (APR) for Purchases
10.99% - 12.99%*
APR* for Balance Transfers
10.99% - 12.99%

APR* for Cash Advances

How to avoid paying interest on purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay the entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.
Minimum Interest Charge Either 3% of the remaining credit balance or $20.00, whichever is greater.
Automatic Payment from Savings or Checking Account
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at 
Annual Fee
Transaction Fees
  • Cash Advance: Either $5.00 or 1% of the amount of each Cash Advance, whichever is greater (maximum fee: $50.00).
  • Foreign Currency: 1% of each transaction after conversion to US dollars.
Other Fees
  • Late Payment: $15.00
  • Return Payment: $25.00
  • Overlimit Fee: $29.00**
Set-up and Maintenance Fees

*APR = Annual Percentage Rate. APR based on applicant’s credit history and term of loan. APR is subject to change.
**Members have the option to opt into TEFCU Overlimit Coverage.

Contact Information

Tele-Connect: (202) 526-8414
Cardholder Service: (800) 299-9842
Report Lost/Stolen Card: (800) 299-9842

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