Schedule of Fees

Schedule of Fees (printable document) - Updated May, 2017

Share Services (Last Modified: Jul 11, 2017)

ServiceFee
Certificate Early Withdrawal (After 7 days)1 Quarter's dividend
Holiday Club/Family Security Plan Share WithdrawalsFirst 3 per Quarter$10.00
Low Balance (per month)$10.00
Paramount Money Market WithdrawalsEach withdrawal after 3rd per Quarter$10.00

Share Draft Services (Last Modified: Jul 11, 2017)

ServiceFee
ACH Return$35.00
Paper Statement$1.00
Below Minimum Balance Fee^ (monthly)

^Fee applies to Loyalty Checking

$1.95
Bill PayPayment returned due to member error$5.00
Cancellation (after cut-off time)$7.50
Charitable Donations$1.99
Express Mail Correspondence$15.00
ACH Return$35.00
Overdraft Protection (ODP) Item$30.00
Proof of Payment$10.00
Written Correspondence to \"Payee\"$10.00
Overnight$14.95
2nd Day$9.95
Other Share Draft ServicesReinstatement with ODP$150.00
Reinstatement without ODP$50.00
Non-Sufficient Funds (NSF)$35.00
Return Deposited Check$35.00
Starter Checks (8 Checks)$10.00
Stop Payments$35.00
Uncollected Funds$35.00

Lending Services (Last Modified: Jul 11, 2017)

ServiceFee
Late Loan Payment (After 10 days)5% of Unpaid Balance
Loyalty Loan Application$45.00
Loyalty Loan Reinstatement$250.00
Skip a Payment$50.00
Extension Fees$50.00
Collection Fee (After 14 days)$100.00
Additional Lien Release Request$10.00

Card Services (Last Modified: Jul 11, 2017)

ServiceFee
ATM/VCC Replacement Card
(After 2nd Request)
$10.00
Classic/Platinum/Secured VISA®Annual Fee (Secured VISA®)$25.00
Overlimit$29.00
Foreign Transactions1.00% of total purchase
Late Payment$15.00
Returned Payment$25.00
VISA® Checking-Less Card (Reloadable)Monthly without Direct Deposit$3.00
Reload Fee$2.50
Activation Fee$3.00
Domestic ATM$1.50 per transaction
International ATM$3.00 per transaction
POS PIN or ATM Balance Inquiry$0.50 per transaction
Cash Advance$5.00
Replacement Card$5.00
VISA® Gift CardVISA® Gift Card (per card)$4.50
VISA® Travel CardVISA® Travel Card (per card)$9.50
Companion Card (per card)$2.95
Domestic ATM$1.50 per transaction
International ATM$3.00 per transaction
POS PIN or ATM Balance Inquiry$0.50 per transaction
Cash Advance$5.00
Replacement Card$5.00
Reload$5.00
International Purchase3.00% of total purchase
Inactive 12+ months (per month)$2.95

Business Account Services (Last Modified: Jul 11, 2017)

ServiceFee
Premier Business Share DraftBelow Minimum Balance Fee (monthly)$8.95
Overdraft Protection (per transaction)$30.00
Over 50 transactions$1.00 per transaction
Elite Business Share DraftBelow Minimum Balance Fee (monthly)$10.00
Overdraft Protection (per transaction)$30.00

Miscellaneous Services (Last Modified: Jul 11, 2017)

ServiceFee
Account Transfer Fee$25.00
Account Closing (2 months from opening)$25.00
Account Review/Research/Reconciliation (per half hour)$25.00
Returned Mail (per returned item)$5.00
Notice to Mailer of Correction in AddressVaries
Certified Mail$2.00
Check by Phone (Collection Items)$10.00
Dormant Account (3 years or more - per month)$10.00
Inactive Account (1 year or more - per quarter)$10.00
Invalid ATM Deposit$35.00
History Print-Out/Statement Re-Print (per month)$10.00
Notary Service - Non Member$4.00 ($2.00 per notarial act)
Special Collection Item$30.00
Stop Payment (non-personal checks)$35.00
Tax Levy/Garnishment$50.00
Western Union (Domestic)$25.00
Escheatment (per share)$50.00
Account Inquiry/Statement$2.00
Balance Inquiry (ATM)*
*Non-TEFCU owned ATMs only. Fee charged per inquiry after the 4th balance inquiry for the month.
$0.10
ATM Withdrawals**
**Non-TEFCU owned ATMs only. Fee charged per ATM withdrawal after the 4th ATM withdrawal for the month.
$0.50
Wire TransfersOutgoing Domestic$25.00
Outgoing InternationalVaries
Returned Wire Fees (Domestic & International)$35.00

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