Rates for Shares, Share Certificates, and IRAs

Shares (Last Modified: Jun 06, 2012)

Type of Account	Minimum Balance	Dividend Rate	APY*
Regular Shares	$25	0.50%	0.50%
Holiday Club	N/A	0.10%	0.10%
Special Savings	N/A	0.10%	0.10%
Family Security Plan Share	N/A	N/A	N/A

Dividends Compounded: Monthly • Dividends Credited: Monthly • Dividend Period: Calendar Month
Minimum Balance for Dividends: Regular Shares - $25/ Holiday Club - $0.01/ Special Savings - $0.01. • Family Security Plan Share does not earn interest. It is an account's payable share that is set up for those members enrolled in the Family Security Plan.
Balance Method: Average Daily Balance • Limitations: Refer to Membership Booklet • Fees: Refer to Schedule of Fees.
*APY = Annual Percentage Yield

Youth Shares (Last Modified: Jun 08, 2012)

Type of Account	Minimum Balance	Dividend Rate on first $1000	APY* on first $1000
Dollar Dog Share	$5	1.95%	1.96%
Cha-Ching Share	$25	1.95%	1.96%
The Edge Share	$25	1.95%	1.96%

Dividends Compounded: Monthly • Dividends Credited: Monthly • Dividend Period: Calendar Month
Minimum Balance for Dividends: Dollar Dog Share - $5 / Cha-Ching Share - $25 / The Edge Share - $25
Dividend Rate and APY after the first $1000: Regular Share Savings Dividend Rate/APY
Balance Method: Average Daily Balance • Limitations: Refer to Membership Booklet • Fees: Refer to Schedule of Fees • Restrictions: Restrictions may apply. • *APY = Annual Percentage Yield

Specialty Certificates (Last Modified: Jun 08, 2012)

Type of Account	Term	Minimum Balance	Dividend Rate	APY*
SAYGo Certificate	12-month	$25	1.50%	1.51%
Youth Certificate	6-month	$25	1.75%	1.76%
	24-month	$25	2.25%	2.27%
FUSE Certificate	60-month	$25	1.50%	1.51%

Dividends Compounded: Quarterly • Dividends Credited: Quarterly • Dividend Period: Calendar Month • Minimum Balance for Dividends: $500 • Balance Method: Average Daily Balance • Limitations: Refer to Membership Booklet • Fees: A penalty will or may be imposed for early withdrawals. Refer to Schedule of Fees. • *APY = Annual Percentage Yield
For SAYGo, Youth, and FUSE Certificates - Minimum Opening Deposit/Balance to earn Dividends: $25

Certificates (Last Modified: Aug 01, 2012)

Type of Account	Term	Minimum Balance	Dividend Rate	APY*
Share & IRA Certificates	6-Month	$500	0.75%	0.75%
	12-Month	$500	1.05%	1.05%
	24-Month	$500	1.54%	1.55%
	36-Month	$500	1.59%	1.60%
	48-Month	$500	1.74%	1.75%
	60-Month	$500	1.98%	2.00%

The Paramount Money Market (Last Modified: Jul 02, 2012)

Minimum Balance	Dividend Rate	APY*
$0 to $2,499.99	0.25%	0.25%
$2,500 to $9,999.99	0.50%	0.50%
$10,000 to $24,999.99	0.60%	0.60%
$25,000 to $74,999.99	0.75%	0.75%
$75,000 +	1.24%	1.25%

Dividends Compounded: Monthly • Dividends Credited: Monthly • Dividend Period: Calendar Month • Minimum Balance for Dividends: $0.01 • Minimum Opening Balance: $500.00 • Balance Method: Average Daily Balance • Limitations: Refer to Membership Booklet • Fees: Refer to Schedule of Fees. *APY = Annual Percentage Yield

IRAs (Traditional/Roth/Educational) (Last Modified: Jun 08, 2012)

Minimum Balance	Dividend Rate	APY*
$0 to $2,499.99	1.00%	1.00%
$2,500 to $9,999.99	1.20%	1.21%
$10,000 +	1.35%	1.36%

Dividends Compounded: Monthly • Dividends Credited: Monthly• Dividend Period: Calendar Month • Minimum Balance for Dividends: $0.01 • Balance Method: Average Daily Balance • Limitations: Refer to Membership Booklet • Fees: Refer to Schedule of Fees. • *APY = Annual Percentage Yield

Share Draft - Checking (Last Modified: Jun 08, 2012)

Type of Account	Minimum Balance	Dividend Rate	APY*
Share Draft	N/A	0.00%	0.00%

Dividends Compounded: Monthly • Dividends Credited: Monthly • Dividend Period: Calendar Month • Minimum Balance for Dividends: $0.0• Balance Method: Average Daily Balance • Limitations: Refer to Membership Booklet • Fees: Refer to Schedule of Fees. • *APY = Annual Percentage Yield