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Classic & Platinum Visa®

No matter where your life's journey takes you, you will never lose your way with the TEFCU Classic & Platinum Visa.

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Rates and Fees

Annual Percentage Rate (APR) for Purchases 10.99% - 12.99%*
APR for Balance Transfers 10.99% - 12.99%
APR for Cash Advances 16.99%
How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay the entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.
Minimum Interest Charge Either 3% of the remaining credit balance or $20.00, whichever is greater.
Automatic Payment from Savings or Checking Account Available
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
Fees  
Annual Fee None
Transaction Fees
  • Cash Advance: Either $5.00 or 1% of the amount of each Cash Advance, whichever is greater (maximum fee: $50.00).
  • Foreign Currency: 1% of each transaction after conversion to U.S. dollars.
Other Fees
  • Late Payment: $15.00
  • Return Payment: $35.00
  • Replacement Card: $15.00
  • Rushed Credit Cards: $35.00
  • Overlimit Fee: $30.00**
Set-up and Maintenance Fees
  • Closed Accounts: $36 annually ($43 per month on closed Credit Accounts with an outstanding balance of $20 or more. This fee will not be assessed to your Credit Account in the first 12 months your account is open.)
  • NOTICE: Some of these set-up and maintenance fees will be as-sessed before you begin using your Card and will reduce the amount of credit you initially have available.

* APR = Annual Percentage Rate. APR is subject to change.
** Members have the option to opt into TEFCU Overlimit Coverage.

If you have any questions, give one of our Member Services Representatives a call at
(202) 832-5100 or fill out our contact form.

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